Fixed Rate Mortgages

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Fixed Rate Mortgages

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Fixed rate mortgages in Tennessee, Missouri, Indiana, Colorado, Mississippi, Alabama and Florida.

With a fixed rate mortgage, the principal and interest portion of the payments do not change through the life of the loan. While other components of housing expenses such as property taxes, insurance, association dues etc. may change, the end result is a stable, predictable payment over time.

This type of home loan is great for people with fixed incomes. In addition they are well suited to long term budgetary planning and peace of mind as a result of the stability of the payments.

Traditionally, in our country, most people choose Fixed Rate Mortgages for their homes. A down side of this type of loan is that the payments usually tend to be higher over the life of the loan, than if one chose an adjustable rate loan. However, if there are extreme swings in interest rates, such as occurred in the last quarter of the 1900s, these loans are not susceptible to higher payments, that would result with adjustable rate loans.

 

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Home loans in Colorado, Missouri, Mississippi, Florida, Tennessee, Alabama & Indiana.  Want more information about loan products or state specific information?  Select your state Flag!

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